Sending money to a mobile phone | Western Union IT (2024)

With Western Union, sending money to a loved one’s mobile phone is quick and easy. Find out more about how to send money to a mobile number today.

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Protect yourself from fraud.

Sending money to a mobile phone | Western Union IT (1)

We encrypt your money transfers

We encrypt your money transfers

We are committed to keeping your data secure

We are committed to keeping your data secure

We’ve sent money around the world for over 150 years

We’ve sent money around the world for over 150 years

Sending money to a mobile phone | Western Union IT (2)

A good money transfer service should be convenient and reliable

We at Western Union know that it is not always possible to collect the money at one of our agencies, and that another payment method may be preferable.

An increasingly popular method is to send money directly to a mobile phone. Whether it is for a birthday present or to help cover an urgent bill, it is easy to send money with Western Union, using your loved one’s phone number.

Here is everything you need to know about the best methods for sending money by phone.

Sending money to a mobile phone | Western Union IT (3)

Send money using a mobile phone number

With Western Union, you can send money to your loved one’s phone using their mobile phone number.

Western Union sends money to a mobile phone through a mobile wallet1, linked to the phone number of your loved ones.

To make sure you transfer money to the desired recipient, make sure you enter the correct phone number. Using this method, you can easily track the money transfer, and the recipient will receive a confirmation SMS as soon as they receive the money.

Send money to a mobile wallet

Sending money to a mobile phone | Western Union IT (4)

How to send money to a mobile wallet

If your loved ones live in one of the countries where we offer this service, you can send money directly to their mobile phone. Just make sure that the recipient has activated the mobile wallet1 with one of our partner mobile phone operators in their country of residence.

  • Sending money to a mobile phone | Western Union IT (5)

    Start on our website or download the Western Union app to register, create your free profile, and log in.

  • Sending money to a mobile phone | Western Union IT (6)

    Next, enter the amount and choose the country where your loved ones are located. To send money to a mobile phone, select the Mobile Wallet1 payment option.

  • Sending money to a mobile phone | Western Union IT (7)

    Select one of our fully reliable payment methods, and then choose whether you prefer to pay with your credit or debit2 card, or by bank transfer.

  • Sending money to a mobile phone | Western Union IT (8)

    Finally, type in the recipient’s details, including his or her telephone number and the mobile operator1 providing the mobile wallet service.

Once the transfer has been processed, you will receive a payment confirmation message containing the tracking number (MTCN), which you and the recipient can use to track the progress of the transfer. You will receive another confirmation message as soon as the money has been delivered to the recipient.

Sending money to a mobile phone | Western Union IT (9)

Send money to a phone, in special moments

Whatever occasion your loved ones are celebrating, be it a wedding, a birthday, a business opportunity, or if they simply need a little support, being able to send money to a phone number allows you to send your gift with ease.

Register to send money today

Register now

Quick and easy registration

It’s easy to sign up and start using our money transfer services to send money to a mobile phone.

Pay as you wish

Choose the payment method best suited to you for sending money to a mobile phone: bank transfer, credit card2 or debit card.

Real-time tracking

Easily track your transfer your money transfer to a mobile number, using our website, our app and your MTCN.

Committed to safety

Our encryption and fraud prevention measures help protect your Western Union money transfers.

Register now

FAQ on how to send money to a mobile phone

To which countries can I send money via a mobile phone?

You can only send money to mobile phones belonging to Western Union’s partner mobile phone operators.

Western Union offers convenient mobile money transfers to numerous countries, from Madagascar to India to Nepal. If you are looking to send money to a mobile phone, consult the send money form, select the recipient’s country, and look for the mobile wallet icon.

How reliable is it to send money to a mobile phone?

At Western Union, providing a reliable transfer service is among our priorities.

Senders must provide their personal identification data. Transactions must comply with the regulations of the sending and receiving countries. In addition, telephone operators are obliged to protect their customers’ mobile wallets1 by PIN and other security methods. For more information, you can check directly with your service provider.

If your mobile phone is lost or stolen, your loved ones should block or suspend their mobile wallet account by contacting their mobile operator.

Does the sender have to have a mobile phone?

Here at Western Union, providing a reliable money transfer service is among our top priorities.

Senders must provide their personal identification data. And transactions must comply with the regulations of both the sending and receiving country.

In what currency are the beneficiaries of the transfer paid?

Beneficiaries will be paid in the local currency of their country.

1 Funds will be paid to the recipient’s mWallet account provider for credit to the account linked to the recipient’s mobile phone number. Additional third party charges may apply, including SMS and account over limit and withdrawal charges. Funds availability is subject to terms and conditions of service. See Mobile Form for restrictions.

2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

Sending money to a mobile phone | Western Union IT (2024)

FAQs

Can you send money to a phone number with Western Union? ›

Send cash transfers to a mobile phone

Available on WU.com, the WU® app and at retail locations (USD only). Available on WU.com, the WU® app and at retail locations.

How to transfer Western Union to mobile money? ›

Just log into or create your online Western Union profile and follow these easy steps.
  1. Enter transfer details. Select the country of your recipient, enter the amount you want to send, and select mobile wallet as the delivery method.
  2. Enter receiver's details. ...
  3. Complete by paying.

How do I send money to a mobile number? ›

In Online Banking
  1. Go to Payments > Make a payment.
  2. Select Mobile and select an existing Mobile Payee or Create a new payee.
  3. Select the From account.
  4. Enter the Amount and select Continue.
  5. Review the payment details and select Confirm.

How do I send money to someone's phone number? ›

With Western Union, you can send money to your loved one's phone using their mobile phone number. Western Union sends money to a mobile phone through a mobile wallet1, linked to the phone number of your loved ones.

How do I send cash to a cell phone? ›

Online Banking
  1. Login to your Online Banking profile.
  2. Select 'Send Money'
  3. Select 'Once-Off'
  4. Enter the cellphone number of the recipient.
  5. Enter the amount you would like to send.
  6. Check the account you want to send money from (in the bottom right corner). ...
  7. Check and confirm the transaction.
  8. Enter your OTP (one time PIN)

How much is the Western Union limit per day? ›

Western Union is one of the best known money transfer services on the planet and has a relatively high limit of 50,000 USD per day for verified account holders.

Can Western Union send money to Cash App? ›

Now, how about the other way round - is it possible to send money from Cash App directly to Western Union? Unfortunately, the answer to this is also no. The two are separate services, both involved in money transfers but in quite different ways. It isn't possible to send money from Cash App to or through Western Union.

Can you accept Western Union on your phone? ›

For mobile transactions funds will be paid to receiver's mWallet account provider for credit to account tied to receiver's mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees.

Can you send money to a mobile? ›

What is Mobile money money transfer? Making a mobile money transfer is convenient for the sender - as you'll only need the recipient's mobile number. Just take a look in your contacts to find the recipient's phone number, and get started with Wise.

How can I do mobile money transfer? ›

How do mobile payments work?
  1. Sign up. Register your details with a mobile payment service. ...
  2. Link bank account. You will then likely need to link your mobile wallet to a bank account, then you'll be ready to start sending money.
  3. Send money. ...
  4. Add recipient details. ...
  5. Confirm details.

Can someone send you money through mobile money? ›

Mobile money is a way to store and manage money in an account linked to a mobile phone, similar to a bank account. Mobile money users can send money to other people, pay bills, and purchase many things, including mobile airtime. Airtime (also known as mobile recharge) is used to make phone calls, send SMS, or use data.

Can you send money from a mobile phone? ›

Mobile money is an electronic wallet service. This is available in many countries and allows users to store, send, and receive money using their mobile phone. The safe and easy electronic payments make Mobile money a popular alternative to bank accounts.

How to receive money through mobile number online? ›

Zelle® is an easy way to send money directly between almost any U.S. bank accounts typically within minutesFootnote 1 1. With just an email address or U.S. mobile phone number, you can quickly, safely and easily send and receive money with people you know and trust, regardless of where they bank.

How do I send money to a friend through Western Union? ›

You'll always get a confirmation email with a Money Transfer Control Number (MTCN) to help track your money transfers.
  1. Register and verify your free profile. ...
  2. Select where you want to transfer money to. ...
  3. Enter your recipient's details. ...
  4. Pay for your online money transfer securely. ...
  5. Confirm, send and track your transfer.

How do I send money through Western Union without an account? ›

How to send money without a bank account
  1. Open our website or download our mobile app and register or log in.
  2. Start the money transfer in the app or on the web.
  3. Pay at a Western Union shop in cash within 24 hours taking into account what you have set up when scheduling the transfer.
Dec 12, 2023

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