Can I use Online Banking abroad? (2024)

FAQs

Can I use my online banking abroad? ›

You can use the service in most countries but some don't allow encrypted data to be sent over a public phone network. If you're in doubt, check with the relevant consulate or embassy before using Online Banking outside the UK.

Accessing Internet banking while you're overseas

So long as you've got access to a secure Internet connection, an international mobile number, or an Australian phone with global roaming, you can continue to bank in the same way you would at home.

In most cases, the answer is yes. Online banking websites and apps come with encryption and security protocols in place. However, if you're using online banking without a VPN, we would recommend that you avoid using public Wi-Fi.

A simple solution is to use a free VPN that tells your bank that you have actually never left your location. By using a virtual private network, you can select a server in your home country, or any other country, and connect to your account through this very server.

If you intend to use your personal debit or credit card abroad it is best that you let us know. Telling us in advance that you're travelling will notify our transaction monitoring systems you will be using your debit or credit card abroad. This will help us to reduce the likelihood of your transactions being blocked.

Cash & ATMs

ATMs are the best way to access money abroad and are increasingly available. Your bank or credit card company may charge fees for withdrawals overseas and may have a limit on the amount you can withdraw daily, so be sure to consult with your bank about this.

If you let us know where and when you're travelling, we can more accurately monitor your transactions for suspicious activity while you're away. Both primary and additional cardholders will need to let us know that they're travelling.

Traveling outside your country

You should definitely consider filing a travel notice for every trip outside your country. If you don't file a travel alert with your card issuer, your credit card may get declined and you might need to contact your credit card company to approve your transactions.

You can use data roaming while you're traveling, but opting for other methods of staying connected will help you save. International roaming is quite simple in the way it works. Your phone is attached to a service plan from your mobile provider (like Verizon, AT&T, T-Mobile, etc.) that costs you a monthly fee.

What is the safest device to do online banking? ›

Kyle Marchini, senior analyst in fraud management with research-based advisory firm Javelin Strategy & Research: "I give bank apps on mobile devices the edge when it comes to safety,” Marchini says. With computers, he says, it is easier to inadvertently download malware from hackers.

Is it safe to use hotel Wi-Fi for banking? No. If you connect to unsecured Wi-Fi, every step you take online can be monitored by a malicious actor. It means they can snoop on you typing your password, banking info, or credit card details.

Access to the BankSA App and Internet Banking are available in most countries around the world, however there are some sanctioned jurisdictions where access to these services are not available.

Yes, although it may be illegal to use some of the services in some countries. Your operator may charge you for using the app abroad, and roaming charges may apply, so please check with them.

The U.S. Bank mobile app makes it easy to access and manage your account information and stay on top of your transactions. You can access mobile banking whenever or wherever you are. The following conditions apply: You must have internet service in the country you are visiting.

An international money transfer is a safe, secure way to send money to a bank account in other country or region. With HSBC you can do it securely via the app or online, at any time and in local currency.

Inform your bank and credit card company of your travel plans, so they do not flag charges you make in another country as fraudulent. Some companies allow you to enter travel dates online, or call your bank directly.

Both primary and additional cardholders will need to let us know that they're travelling. It's also important to make sure that you follow simple card safety tips when using ATM's or shopping overseas.

Yes, you can use your debit card internationally, though you may incur foreign transaction fees. Depending on where you travel, you might find merchants that only accept cash — or may only accept cards from specific issuers — so it's a good idea to have a mix of payment methods with you.